I left college with almost $70,000 in student loans.
I guess I could have had any of those things but instead I got two degrees that I don’t even exactly use for my career now – but I also don’t regret my experience at all!
You know what else came with that education? Seven years of having to pay it off.
Every paycheck in my life from 24 to 31 years old was about paying off that debt. Yes, of course, I lived an awesome life in between but I also spent a huge chunk of my income on those loans.
When I was 23 and bar tending, I might have put about $200-300 a month toward my student loans. But in 2018, when I was really on a mission to pay them off for good, I spent anywhere from $2,000-7,000 a month toward them (I did this through a combination of my salary and commissions).
Having a large debt like that definitely affected the jobs I took, how I negotiated my salary, and how closely I looked at my salary and commission paychecks – I needed every red cent to pay them off as soon as possible.
Happy to report: I finally did! In February of 2019, I paid off my very last student loan *cue happy dance*!
After all that, these are the lessons I’d like others to learn.